There are plans to introduce direct purchase insurance soon, perhaps in … Join Date: Dec 2010. But even FWD's most basic plan includes this feature at no extra cost. FWD Singapore had started operations in Singapore in April 2016, providing employee benefits insurance to corporate customers. FWD is a great option for families due to its affordability and family-friendly benefits. With handy … Very good service from call centre staff. In September 2016, FWD launched its direct-to-consumer business and now offers a suite of life and general insurance products including direct-term life, car, travel, personal accident and maid insurance. No 5% admin fee should be charged if we continue to be FWD customers… Join Date: Apr 2013. [Others] Posts: 182,254 why no sarpork moi? Choose either the Comprehensive/ Third Party plan and get a quote to start enjoying some of the benefits below: 24/7 roadside assistance breakdown; Any driver you trust to drive your car is insured; Daily transport allowance Sort By; results/page; MissLeong: Neutral Newbie . Even with its cheapest Comprehensive policy, you can expect a fairly generous degree of coverage spanning personal accident benefits, medical expenses, towing costs, a lump payment for your children in the event of death or disablement and 24-hour roadside assistance (for accidents and non-accident reasons). FWD means that the power from the engine is delivered to the front wheels of your vehicle. The two technologies grew up on … Car Insurance Purchase Car Insurance with FWD and enjoy 50% NCD guaranteed for life. Recommended for families with young children, Recommended for older cars (8 years old and older), Recommended for very old cars reaching the end of their COE. Car Insurance Purchase Car Insurance with FWD and enjoy 50% NCD guaranteed for life. $950 (25% discount) $750. Across all 3 plans of Classic, Executive and Prestige, get to enjoy: Courtesy car for up to three months if your car is written off or stolen, Personal belongings damaged in an accident, Repair or replacement if your car is accidentally damaged or written off, Insurance coverage on anyone you trust to drive your car without having to inform FWD, Standard excess each time your car is accidentally damaged. 13 cheapest car insurance premiums in Singapore (2019) Cheapest car insurance. Additionally, they throw in some perks that are not usually seen with these types of plans, making FWD a strong choice for older car drivers who are looking for a balance between just TPFT and Comprehensive plans. FWD Car Insurance additional excess for young drivers is S$2,500. MoneySmart.sg helps you maximize your money. Additionally, it can be a good option for young drivers, since you can waive your S$2,500 young & inexperienced driver excess for an additional cost and still come out saving around S$1,500 on out of pocket costs. DirectAsia Comprehensive Value Plan. Car Insurance. Add all-wheel drive to this Escape and its fuel economy drops to 24 mpg. They even extend to cover the passengers beside you and the premium can be pretty low if you decide to increase the coverage (subject to insurers approval). Posts: 4,165 Not gd 2.5k excess.. 09-12 … Each company has its own methods for price setting. High Honorary Member . Enter your ZIP code for a 4WD car insurance quote or a 2WD car insurance quote and find excellent auto insurance rates from top car insurance companies. Front-wheel drive (FWD) versus rear-wheel drive (RWD) may be the most contentious automotive debate since Ford versus Chevy, or trucks versus cars. We have three types of car insurance policies to choose from. Despite the low prices, FWD's car insurance plans provide comprehensive coverage. So, if you want car insurance that has been proven to be reliable, then you should definitely get AXA’s. VUL is an insurance product for protection purposes. What Should You Do to Reduce Your Risk of Vehicle Theft in Malaysia? Price Comparison of FWD Car Insurance against the Competition. FWD car insurance plans at a glance Unlike some insurers, FWD doesn’t try to do the whole a la carte thing to try to drive prices as low as possible (with correspondingly low coverage). Enter your postal code: Home / Driver's Resources / AWD vs FWD (Insurance) Determining how an insurance company sets auto policy prices is quick way to a headache in Ontario. Buying or Leasing a Car: Which One is Cheaper? Are they any good? $990 and … [Purchase Process] Compare Singapore's Best Car Insurance in 2020. With the money I claimed from FWD, I bought insurance for myself and also for my two kids. Get the advantage of investing in a full spectrum of FWD funds that allow you to potentially grow your wealth. It's so easy to buy online. FWD Car Insurance provides good thorough coverage for drivers especially those with young children. This lags the class leaders. Anyone you trust to drive your car gets covered (other than young drivers under 26—that's a pretty standard extra) All events must be reported within 24 hours of them happening. Flooded Car Problems to Watch Out for in the Rainy Season. FWD Group is the insurance business arm of the private investment group, Pacific Century Group. Her analyses surrounding insurance, healthcare, international affairs and personal finance has been featured on AsiaOne, Business Insider, DW, Vice, Her World, Asia Insurance Review, the Australian Institute of International Affairs and more. Although FWD offers a lot of features in its core plan, it's possible to maximise or tailor your coverage even further with their add-ons. FWD Travel Insurance: Best in the market for Cheapest Single and Annual Trip travel insurance plans. With FWD, the front wheels are pulling the car and The rear wheels don’t receive any power on their own. The FWD Classic is good value for drivers older than 27 years old as premiums drop about 20%, can avoid the $2,500 Young Driver Excess as well, FWD plans, in general, are great for families due to their focus on personal accident coverage. Freedom to choose your own workshop but if … I took FWD’s car insurance plan on a test drive to see how it stacks up price wise against the competition. While the insurance market is heavily regulated, it's supplied by private insurers operating competitively. Choose either the Comprehensive/ Third Party plan and get a quote to start enjoying some of the benefits below: 24/7 roadside assistance breakdown; Any driver you trust to drive your car … Hong Leong Car Protect360 Car Insurance Car Protect360; Workshop: Any: Replacement Car-Excess Waiver: Own damage excess halved for repairs at HL … The same coverage as FWD Comprehensive Classic, but with the highest benefits and personal accident coverage. FWD funds are created to answer your different investment objectives and risk-taking capabilities. Posts: 6,124 previously call shenton 09-12-2016, 06:13 PM #4: kitaeshi. To file a claim with FWD, you can use their online portal (linked below), or submit a claim by phone or email. Organisers: This campaign is organised by FWD Singapore Pte Ltd (“FWD”). Join Date: Feb 2007. 2. Invest. October 6, 2020 . FWD Car Insurance is the best car insurance to get if you want to protect your children in case of an accident. Very good and patient customer service which I just called to enquire. FWD features three tiers of travel insurance plans to … Unlike other auto insurance providers whom strip down coverages to a bare minimum, FWD Comprehensive Plans. Covers third party damage, fire, and theft only, ✔ Accidental Damage, Roadside Assistance, Fire & Theft, Lifetime NCD Guarantee if your NCD is 50%, Repairs at your preferred repair workshop (optional), 24-hour roadside assistance in case of a breakdown or accident, Emergency assistance to help you with on-site accident reporting, Covered while driving in West Malaysia and parts of Thailand, Extended insurance to anyone you trust to drive your car without you naming them, Taxi reimbursement after an accident – making sure you get to your destination safely, Daily transport allowance while your car is being repaired, Windscreen repair and replacement (S$100 excess for replacement), Extended workmanship guarantee defects warranty when repairs are done at one of FWD’s premium workshops, New car replacement for cars under 12 months old (if your car is written off or stolen). She’s the spontaneous kind. FWD Singapore. The Kia Sportage in this review started out life as an Si Premium petrol FWD. It's truly our customers … If you want to upgrade from the Classic plan to the Prestige or Executive plan, you will receive higher coverage for accessories, loss of use, towing, medical and one time payment due to death or permanent disablement. FWD Hong Kong is your trusted insurance brand that offers personal and business insurance planning. High Honorary Member . Finding your ideal car insurance policy does not need to be complicated. This includes the things we rarely prioritise like daily transport allowance, taxi reimbursements, and towing costs. Coverage is pretty standard/competitive. Great user interface, simple journey, from quote to checkout, it was a breeze. Valid in October 2020: FWD Promo Code: 15% off car insurance + $100 CapitaVoucher for Comprehensive Plans only. Fitch Ratings - Hong Kong - 13 May 2020: Fitch Ratings has maintained the ratings of Hong Kong-based FWD Life Insurance Company (Bermuda) Limited (FWD Life HK), FWD General Insurance Company Limited (FWD GI) and FWD Limited on Rating Watch Evolving following a periodic review of the companies' operating performance and financial profile. In addition, FWD has a brand presence in Indonesia. Join … For example, DirectAsia allows you to forgo a loss of use benefit for a cheaper premium, while AXA offers a wide array of plans and add-on packages to cater more specifically to the needs of families or overseas travellers, etc. FWD's TPO and TPFT plans are also some of the cheapest on the market, costing around 25% below average. FWD features three tiers of travel insurance plans to cater for different levels of coverage for all kinds of travel destinations and trip duration. Highlights: Flexible plans; Affordable rates; Higher flood protection; Medical and dental expenses . FWD is the first insurer to offer private-hire drivers like Grab and Uber drivers the option to buy a Third Party and Third Party, Fire and Theft car insurance online. FWD’s business spans Hong Kong, Macau and Thailand, offering life insurance services, as well as general insurance, employee benefits and financial planning in Hong Kong. It believes insurance doesn't have to be complex or sold through dodgy middlemen. Posts: 182,254 why no sarpork moi? All three plans share the following benefits: The most basic and cheapest comprehensive plan. Its premiums are 15-25% below average for male and female sedan drivers, and you can permanently maximise your savings with their 50% lifetime NCD benefit. More From MoneySmart . Chipped Car Paint: 4 Quick Fixes and 3 Alternatives . $600. Most budget car insurance plans require you to pay extra for a daily transport allowance when your car is being repaired. However, even with the added benefits, the most expensive plan still costs 10% below the industry average for mid-priced sedans. Amount varies depending on car make and model, Additional excess each time your car is accidentally damaged by a driver under 27 years old, Repair or replacement if your car is damaged due to fire or stolen, Medical expenses in case of a car accident (per occupant), One-time payment if the driver of your car dies or is permanently disabled in an accident, One-time payment for surviving children if both parents die or are permanently disabled in a car accident, Highlights of what FWD Comprehensive Car Insurance covers, (View FWD Car Insurance's official website for the full list of coverage and exclusions.). MSIG MotorMax Plus. All Personal Accident Insurance Comparison. Our range of plans let you choose the right cover for your needs. Its premiums are 15-25% below average for male and … You will also get a courtesy car for up to three months if yours is totalled or stolen. FWD offers some of the most affordable car insurance plans without skimping on value-added features that other budget car insurance plans may lack. If you have questions regarding what you need to file for a particular claim, FWD provides a claims FAQ that can point you in the right direction. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote. Whether you are a risk-averse, risk-tolerant or a moderate investor, there is an FWD … Consumers should inquire with the relevant financial institution if they have any questions, including eligibility to buy financial products. FWD offers two life insurance policies that you can buy online without requiring financial advice. Excess . Front-wheel drive SUVs come equipped with additional parts that automatically route some of the engine's power to the rear axle when necessary. Getting the right car insurance policy will give you peace of mind without sacrificing too much of your finances. Car Insurance; Get a quote; File a claim ; FAQs ; Guides; Flood-Prone Areas to Avoid in Metro Manila and Nearby Provinces. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote. Benefits like 24/7 roadside assistance and a courtesy car help you to keep on going, even when your car … Budget Direct Car Insurance Singapore Review 2019. Instant approval. ","version":"sidebar"}, Effective Interest vs Annual Interest Rate, Best Insurance Companies for COVID-19 Coverage, How to Pick the Best Critical Illness Insurance, Best P2P Crowdfunding Investment Platforms, Average Interest Rate for Savings Accounts, Average Interest Rate of SGD Fixed Deposits, How to Get the Best Loan for Your Small Business, Business Loans for Startups & SMEs: How to Apply, What Determines Your Car Insurance Premiums, Why Cheapest Car Insurance Isn't Always Best, Guide to Car Insurance and Flood Coverage, What Happens if You Drive Without Car Insurance, How to Successfully File an Insurance Claim, Basics of Certificates of Entitlement (COE), Probability of Getting in a Car Accident in Singapore, Top 3 Mistakes To Avoid When Purchasing a Second-Hand Car, What Singapore's Luxury Car Market Reveals About Income Inequality. Thank you for trusting FWD with your insurance needs, and for this kind review via Trustpilot. Car Insurance, Travel Insurance, Home Insurance, Health Insurance, Maid Insurance, Endowment, and… Insurance for dummies Offering well-priced, easy-to-understand insurance products for drivers from all walks of life, FWD Insurance - an up and coming insurer offering direct-to-consumer premiums - simplifies the labyrinth that surrounds insurance. So securing my future and the future of my two kids are my priorities.” Dr. Fredgelbert Flor, Cagayan De Oro FWD Beneficiary “Mom does not plan. Advertiser Disclosure: ValueChampion is a free source of information and tools for consumers. 9Likes. Verdict: Is FWD Car Insurance the Best Car Insurance in Singapore? AIG’s car insurance works the same way. Furthermore, we found that FWD actually charges among the least of any insurer on the market for the option to get your car repaired at a workshop of your choice. Master Member . Feedback such as this is truly motivating for us as we strive towards service excellence. If gains ang iniisip mo, lugi ka talaga sa VUL. FWD has a great customer service team. The post FWD Car Insurance Singapore Review (2019) appeared first on the MoneySmart blog. The site does not review or include all companies or all available products. Moreover, their NCD Lifetime guarantee is a very attractive proposition. FWD is one of the top online insurance companies in Singapore. FWD Life, the life insurance arm of Pacific Century Group, and Security Bank, partner to bring a new experience to insurance services in the Philippines. Campaign Period: The campaign period is from 24 th August 2020 to 28 th August 2020 (both dates inclusive). 0 forum posts Joined on 16-Aug-2017: EQ Insurance Company Ltd Reply to Johnathan123: Posted on 14 … $900 (after 15% off with promo code CAR15) $2,500. But again, those cars are FWD-only. FWD’s offer starts from as low as $9 for a single trip and $178.50 for an annual worldwide travel plan. This plan is the bare-bones FWD car insurance package. Price Comparison of FWD Car Insurance against the Competition. FWD should be more flexible towards customers who have changed cars before their existing car policy is up and choose to insure their new car under FWD. Repairs at FWD premium workshops and extended workmanship guarantee until your car is 10 years old, Coverage while driving in West Malaysia and parts of Thailand, Coverage for legal liability if you accidentally hurt someone or damage their property. However, perfor… 3 Instances When Another Driver's Mistakes Will Cost You, Good insurer for families due to family-oriented features, Coverage extends to drivers not named on policy, Overseas Booster (extra cover in West Malaysia), FWD Singapore Pte LTd, 6 Temasek Blvd, #18-01 Suntec Tower Four, Singapore 038986, People seeking great value for a low price, Safe drivers looking to secure their 50% NCD, Families looking for maximum coverage for a shared car, Consumers looking for well-established insurers, Consumers who want to minimise price at all cost. ... travel and car insurance, our policies are … Agents are also friendly and helpful. One of its key features is the lifetime NCD benefit that rewards you for driving safely. As long as you have a comprehensive plan with FWD, you are eligible for Lifetime NCD Guarantee when your NCD is 50%. Anyone using FWD car insurance? What types of cover can I choose from? Car Insurance Reviews; Mortgage Company Reviews; Search for: AWD vs FWD (Insurance) FREE COST CALCULATOR! Determining how an insurance company sets auto policy prices is quick way to a headache in Ontario. Anastassia is a Senior Research Analyst at ValueChampion Singapore, evaluating insurance products for consumers based on quantitative and qualitative financial analysis. FWD is one of the top online insurance companies in Singapore. 09-12-2016, 06:10 PM #3: NotSpoof. Get the advantage of investing in a full spectrum of FWD funds that allow you to potentially grow your wealth. November 2, 2020 . 09-12-2016, 06:01 PM #2: matchy. The lifetime NCD coverage is a great bonus to have. When it comes to four-wheel drive vs. two-wheel-drive insurance rates, 4WD car insurance rates are often higher because insurers view these vehicles as high-risk when compared to front-wheel and rear-wheel drive vehicles. Choose from options like: [Customer Service] ValueChampion is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. There is no way of telling what the future will bring. I took FWD’s car insurance plan on a test drive to see how it stacks up price wise against the competition. Visit FWD Online to get your FWD Car Insurance quote, Hotline: +65 6820 8888 (Mon to Fri: 9am-10pm; Sat: 9am-1pm; Excluding public holidays), 24-Hour Accident Assistance Hotline: +65 6322 2072. Senior Member . 09-12-2016, 06:01 PM #2: matchy. Here's Where Car Rentals Cost the Least. FWD, a relative newcomer to the Singapore insurance market, features three tiers of travel insurance plans that are geared to address the concerns of travellers seeking all different levels of coverage at an affordable price. FWD Singapore. Eligibility (“Eligible customer”): Customers who purchase FWD Comprehensive Car Insurance … Important notes: This policy is underwritten by Etiqa Insurance Pte. Join Date: Feb 2007. FWD's car insurance is a great choice whether you are a young driver looking for maximum savings or a safe driver looking to insure a family car with maximum coverage. It's very easy to get in touch using the chatbot or hotline. FWD Car Insurance Review. Any information relating to financial products are for reference and general information only, and do not have regard to specific needs of any individuals. FWD's car insurance plan is not perfect, however. Save on your Z10/11 insurance with either of our commercial car insurance plans. We'll help you make informed decisions on everything from choosing a job to saving on your family activities. For my money, I'd splurge on the loaded front-wheel-drive Premium because this car is so, so good with a manual transmission, even if it costs $32,000. Now that you've determined if a FWD car or RWD car is right for you, head on over to our new car rankings to explore specific vehicles, and discover which one suits your needs. Car Insurance companies will provide the basic cover of Personal Accident and Medical Benefits. These include adding your preferred workshop, an overseas booster to cover driving in west Malaysia and Thailand, NCD protector and customizing excess options. Compare and shop for the best deals on Loans, Insurance and Credit Cards on our site now! If you are the victim of a theft, accident or your windscreen was broken, you should call their emergency assistance number, where you will be guided through the claims process. I like that FWD doesn't make you name other drivers or pay extra to cover them. This product has not been claimed by the company yet. Like the previous option, you may also choose which benefits go into your insurance plan. $707.66. Evidently, FWD's comprehensive plans indeed seem to cover all your bases, they do not scrimp on giving you peace of mind. 23-06-2017, 09:28 PM #32: sanchin. ~Dragonite~ likes this. This doesn't mean that you should get into more accidents, because even though your 50% NCD is guaranteed, your premium might be affected. Are they any good? Thinking of Renting a Car Abroad? These include 24-hour roadside assistance S$300 of towing costs, and S$3,000 of legal fee coverage for third-party liability cases. FWD Singapore had started operations in Singapore in April 2016, providing employee benefits insurance to corporate customers. Anyone using FWD car insurance? Take control of your finances with help from ValueChampion's expert analysis of credit cards, loans, insurance & more. And once you get the LIfetime NCD Guarantee, it means that your NCD will remain at 50% no matter how many claims you make. Aviva Motor Lite. Tips To Maintain Your Car During The Pandemic . Annual premium. FWD’s top-of-the-line car insurance package, the Prestige Plan comes packed with all benefits FWD offers, plus the highest coverage for medical expenses, damages incurred, and other expenses brought about by a vehicular accident. When it comes to AWD (all wheel drive) versus FWD (front wheel drive… Car Insurance, Travel Insurance, Home Insurance, Helper Insurance, and… I received an SMS and email 2 months prior to my renewal date to renew early for 2%+3% early bird and loyalty discount. All Car Insurance is rated 4.5 out of 5 by 1115 . Whether you are a risk-averse, risk-tolerant or a moderate investor, there is an FWD … $500. It still is, of course, with nothing changing under the skin. [Insurance Coverage] Its combination of affordability and great coverage, along with three coverage levels to choose from, means it can have something for everyone. Budget Direct Comprehensive. FWD Car Insurance Review. FWD offers three comprehensive car insurance plans, namely, FWD Classic, FWD Executive, and FWD Prestige. Like us on Facebook to keep up to date with our latest news and articles. The pros of a FWD vehicle are that they typically gets better fuel economy and emits less carbon dioxide. Pls double check the terms. For cars … FWD funds are created to answer your different investment objectives and risk-taking capabilities. Family protection. Hong Leong Car Protect360 Car Insurance Car Protect360; Workshop: Any: Replacement Car-Excess Waiver: Own damage excess halved for repairs at HL authorised workshops: Perks: Transport allowance: Best For: New premium cars Seasoned drivers >27 years old: Hong Leong Car Protect360 Car Insurance Highlights . MSIG MotorMax. Insurance for dummies Offering well-priced, easy-to-understand insurance products for drivers from all walks of life, FWD Insurance - an up and coming insurer offering direct-to-consumer premiums - simplifies the labyrinth that surrounds insurance. FWD will also reimburse the cost of a cab ride home after a car accident, which most insurers do not do. Drivers under 27 years old, or have less than 2 years of driving experience, are subject to a higher excess if they have an accident. Fuel economy for our front-wheel drive Escape was 26 mpg combined. If you want a car insurance plan that covers exactly what you want, no more and no less, there are other insurers that allow you to pick and choose different features and services. FWD Travel Insurance in Singapore Review (2020) FWD Travel Insurance: Best in the market for Cheapest Single and Annual Trip travel insurance plans. 7 Easy Steps to Increase Your Petrol Mileage . For example, the 170 hp 2017 Subaru Forester with all-wheel drive earns a 28 mpg rating. Though its three tiers of Comprehensive plans offer a fair degree of customization in offering a progressively increasing level of coverage, it is not the most flexible plan out there. Insurance newcomer FWD, the insurance arm of Hong Kong tycoon Richard Li, has made inroads into the Philippine market barely three years after setting up shop here. She holds degrees in Economics and International Business Management and her prior working experience includes work in the capital markets sector. FWD funds are created to answer your different investment objectives and risk-taking capabilities. Below, we've outlined the coverage FWD offers as well as its excess payments. If Your Car (including spare parts) and any Accessories are Accidentally damaged, lost or stolen during the Period of Insurance, We will, at Our discretion: • Pay for damage repairs at an FWD Premium Workshop or a workshop of Your choice (if You have bought the … One of the things I like best about FWD. FWD Comprehensive Classic. Personal and Business Insurance. FWD Comprehensive Car Insurance Highlights FWD is a great option for families due to its affordability and family-friendly benefits. SERVICES. COMPARE 30+ CHEAP CAR INSURANCE QUOTES . In September 2016, FWD launched its direct-to-consumer business and now offers a suite of life and general insurance products including direct-term life, car, travel, personal accident and maid insurance. You can learn more about FWD, RWD, and all-wheel drive (AWD) by reading our car buying advice blog. If you want to compare FWD to other insurers in the market, we've prepared a guide to the best car insurance policies in Singapore. Since the weight of the engine is located over the driving wheels, a FWD vehicle can maintain better traction in the snow. Plus, the site was offering a 25% promo code as well so I got a pretty good deal. Simple to understand policy. Also assisted to analyse and suggest which insurance plan suited me more. FWD Car Insurance Singapore Review (2019) by Clara Lim on 4 January 2019 Even if you’re the stoutest of traditionalists when it comes to car insurance, you might have heard of this shiny young upstart … Featured Articles. Also, once when I needed to make claim, it was very easy and fast in the process. 1 reviews. Member . $724.85. On top of this, they have over 800,000 cars insured all over the world, proving that car owners like their insurance policies. FWD car insurance review Singapore (2020) FWD car insurance is one of the leading car insurance providers in Singapore thanks to their comprehensive plans and relatively affordable premiums… 09-12-2016, 06:10 … FWD Insurance opened its direct- to-consumer business last Friday, starting with travel and car insurance products. Whether you are a risk-averse, risk-tolerant or a moderate investor, there is an FWD fund suitable for you. FWD Car Insurance Review Whether you’re after comprehensive protection or a more basic level of cover, FWD Car Insurance offers a range of policies to help keep you on the road. $944.01. ✔ Accidental Damage, Roadside Assistance, Fire & Theft, Guarantee on Repairs, Good for drivers who want good coverage at affordable prices. CapitaVoucher Campaign Terms and Conditions. Find the latest information on which deposit accounts offer the highest interest rates and strongest promotional offers in Singapore. Consumer Reviews of EQ Insurance Company Ltd: OVERALL RATING : 7 Reviewers: 2.5 out of 5: Technical Expertise: 2.6/5: Customer Service: 2.6/5: Value for money: 2.3/5: Outlet Experience: 2.6/5: Submit a review: 7 Reviews . 6 Reliable Auto Repair Shops in Metro … Some of the offers that appear on this website are from companies which ValueChampion receives compensation. If your NCD remains at 50%, you will get to keep it provided that you don’t drop their insurance. Join Date: Feb 2005. The FWD Classic is good value for drivers older than 27 years old as premiums drop about 20%, can avoid the $2,500 Young Driver Excess as well FWD plans… Supremacy Member . Ltd. Aside from the benefits that come with all schemes, the Classic plan includes coverage for anyone you trust to drive your car and for legal costs if you are sued for damage caused by your vehicle. definitely one of your choices to consider! It believes insurance … Get the advantage of investing in a full spectrum of FWD funds that allow you to potentially grow your wealth. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear).